When selling your York County home, you want to get the most out of the process, including the best sale price for your property. But there are other aspects to remember as you prepare to hand over the keys, some of which could cost you if they’re forgotten. The following checklist can help ensure you don’t leave money behind once your property is sold.
Plan for your bills. You’ve been paying for utilities and services at your property, but you don’t want to may more than you owe. Once you know your closing date, be sure to cancel your accounts at your address, or have them switched to your new one. The last thing you want to do is pay for a month of electricity when you no longer live there. Be sure to also submit a change of address as soon as possible so your mail can be forwarded in a timely fashion.
Review estimates and update insurance. Call your homeowner’s insurance company as soon as you know when you are moving and review your current policy. If changes need to be made, you could save a significant amount of money by updating your policy as soon as possible. If you’re having work done on your property as part of your sale agreement with the buyer, or are utilizing a moving company, be sure to get more than one estimate and compare costs to services.
Read the fine print at closing. The closing process for selling a home can be daunting, but it can pay to be diligent, literally. Once you have the closing documents, take the time you need to review all the information, especially the costs. If a mistake is made and you don’t catch it, you could lose money. You can also have your agent review the data, a second pair of eyes is always beneficial, especially so when it’s someone who understands the finer points of closing. This is another way a trusted Realtor® can make a big difference in how happy you are with the end results.
Don’t forget your escrow. If you hold an escrow account with your home, don’t forget to close it once your house has sold. While an escrow account is a great way to ensure your property taxes and insurance premium is paid as part of your mortgage payment, the convenience can make it easy to forget about. If you have a balance once the keys are handed over, that money is yours, don’t leave it behind.
Find out more about how you can avoid leaving money behind when selling your home with this HouseLogic article. Whether you’re looking to sell or are ready to buy, the Jim Powers Team of local experienced Realtors® is here to help you. Visit our website to learn more, then contact us or give us a call at 717- 417- 4111