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First Time Homebuyers: York County, Shrewsbury and Dallastown Pennsylvania home buying, real estate listings, and homes for sale in York County, PA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top York County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Q	What is the highest altitude hotel in the world?
A	The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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The Jim Powers Team, REALTOR®, real estate agents and broker for York County, Shrewsbury and Dallastown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jim Powers Team
Prudential Bob Yost Homesale Services
2525 Eastern Boulevard
York, PA. 17402
Office: 717-757-7811
Office: 717-718-8462
Direct: 717-718-8412
Fax: 717-718-2369
Cellular: 717-495-9767
Email: JamesPowers@NUMBER1EXPERT.com
Jim was born and raised in York County and has been a full time, licensed Realtor since 1993. He is a multi-million dollar producer and has received many award for his outstanding achievements for listings and sales in the York County Real Estate Market. Jim's expertise include strong negotiation skills, knowledge of Real Estate Law, contract law and the latest lender financing programs available. Jim and his team have over 20 years of combined experience in all aspects of the real estate market. Jim and his team's ability to service their clients needs, first and foremost, far outweigh the competition.

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